" This is a special addition of recession and recovery the first time home buyers guide I'm in Kate's. Thousands of Americans are racing against the clock. A special first time homebuyers tax credit to get federal income taxes by 10% up to 8000 dollars. As set to expire on November 30 the full credit is limited to single filers making less than 75000. Dollars a year. And joint filers making less than 150000. Almost one and a half 1000001 timers have qualified for the credit -- Labor Day. And there's little doubt this credit has provided a shot in the arm to the ailing real estate market are John -- went to the front lines and filed a series of reports."

" The first time homebuyers tax credit want started in February as a marathon. Has turned into us Brent. Future home buyers trying to grab uncle -- 8000 dollar tax break. Before it expires at the end of next month my advice would be that if a buyers on the fence with their final home choice they really need to get in that offer this week Rachel Valentino a realtor in Washington DC. She says buyers need to allow thirty or more days to close on their homes it's almost like an assembly line process and if you don't get it started at the right time you can't guarantee that it's gonna come out of successful finish and assembly line featuring -- appraisers -- underwriters and attorneys who run a title search. So he can't find the flight home right now Valentino says. Maybe take a pass on uncle Sam's credit."

" And how our first timers staring John talked to one at Washington DC and we'll get that part of the story."

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" Com the race is on for those Americans trying to grab that first time home buyer tax credit from uncle Sam. The tax break is worth up to 8000 dollars and it will expire at the end of November if congress doesn't act."

" It certainly -- the center -- Rebecca hearted isn't waiting around for congress to act she is in the process of buying your first home in Washington DC."

" It's slightly overwhelming -- say the least certainly a lot of quick. Decisions and making smart group correctly."

" Quickly because she has some competition right now we're certainly people trying to get it before November 30 but -- company is -- only barks. Getting everything scheduled a bit more challenging so what advice to those -- for her fellow first time homebuyers but I. They get peace and an I is maintaining patient throughout the --"

" She expects to close on her new home this coming week."

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" If nothing else the first time homebuyers tax credit is helping pump life into the ailing real estate business. Uncle Sam's tax break up to 8000 dollars is keeping Rachel Valentino busy. She's a real turn Washington DC it's actually been 90% of my buyer clients this year -- huge portion or in dollar terms may be about. Eight or nine million in sales this year making Valentino one of the top realtors in the country under age thirty. Right now what the tax credit set to expire November 30 Valentino is finalizing deals -- almost a dozen clients. Her advice submit those bids this week and expect a hiccup or two."

" More often than not there's always going to be surprises that you wanna give yourself -- evidently went with that are you doing -- nervous clients right now every single unified food. That's that's always the case especially with first time buyers. And just a nurse weren't afraid enough Thanksgiving could make things worse this year. Thanksgiving. At part of the story activists what are Wall Street's biggest names saying about stocks and the economy listen to Morning Stock Talk weekday mornings only here."

" Marketwatch.com. Into your first time home buyer trying to grab uncle -- special tax credit before it expires November 30. Tom Turkey is working against you. Scott Davis had prosperity market agent Washington DC. Says because Thanksgiving is late this year buyers should expect problems as they try to close on their new homes."

" Thanksgiving comes on Thursday Friday most title company's most lenders are closed. So this nominee settlements on Friday and that Monday as the thirtieth which is the last day so how -- handled us the vice I've been giving my clients is let's go ahead and schedule your Solomon not on the thirtieth and may be several days earlier than that. That so that you're not caught that crotch."

" Davis recommends first time homebuyers embraced the three piece. Patience persistence. And be prepared that's -- you can enjoy your holiday and maybe second to him and to."

" Despite everything that tax credit has done it's still has its critics reports of widespread abuse have regulators working overtime in Washington. And there are concerns about the price tag for an extension he could cost a billion dollars a month to extend the credit. Not exactly chump change given America's problems with red ink. For John -- rock I'm and -- and this has been recession and recovery the first time home buyers guide thanks for listening."