" This is Money Markets & More for Monday April 6 from the news from of the MarketWatch radio network I'm John -- coming up in this edition of Playboy all Major League Baseball launches into a new season. When it comes to branding will tell you what teams are striking out with fans and which teams are. Hitting home runs and and -- join us wait. She's here now and -- I -- today yes thank you for joining us I had to would jump through many hoops. With your contract to get you to make an extra parents but we appreciate it sure you want to stay for the entire show absolutely cool what a treat. But let's start to show by talking about what to expect in the week ahead for that here's Larry Kosuke. From his roost at the New York Stock Exchange. "

" Well John Wall Street has said good bye and good riddance to the worst first quarter for stocks in seventy years investors are hoping the second quarter will be better. Hugh Johnson chief investment officer at Johnson -- advisors sees a good chance that it will be."

" I have my fingers crossed that we're gonna break that's the long term scheme debt markets are bad quarters. You know you have somebody in a row it's just common percentage going to have a positive quarter."

" One of the early hurdles will be the coming flood of first quarter earnings reports Johnson says they won't be pretty."

" The earnings reports are going to be problems I mean especially those earnings reports that. They just about every sector but the financial com. You know the financial Pacific given a -- then maybe they're January February wasn't all that -- but -- they came around told us that. March for Israeli -- also were Lebanese braced for bad earnings numbers. I think the fact that everybody's -- is probably good news our expectations are low."

" Alcoa kicks off the earnings season when it reports on Tuesday this week's economic calendar is fairly quiet with reports on trade wholesale inventories and consumer credit. John."

" Thanks Larry and you wanna join us to talk about of this date in business history what happened absolutely in the state back in 1973. The American League began using the designated hitter. In 1982 a huge blizzard dumped. Went to two feet of snow in the north eastern US closing schools and businesses and snarling traffic and sending people out for milk and toilet paper and you know. All the usual things happen yes and then in 1998 travelers announced an agreement to undertake the 76 billion dollar merger between travelers and Citigroup and it was completed on October 8 of that year forming. Citigroup are what -- bank. I should say how does that merger work out well you know there evidence that a group merger do work out of there in the."

" And joins us now to talk about we'll be talking about today Cindy Crawford tying -- Cindy Crawford Cindy Crawford how -- you. And she our -- we."

" Resemble each other remarkably."

" What is she up to these days and as you just ignored -- yeah plus."

" What she is up to these days is that she's designed a line of home accessories for pennies for JC Penney which will be out later this year September things like. Sheets bedding quilts. Stuff for your table plates things like that is that going to work and I JC Penney has been trying to survive just like all the other retailers out there. But they've they've all been doing this Martha Stewart had a line of different things at Macy's for a couple years now and Jaclyn Smith the number her Charlie's Angels she's also -- Kmart so. All these department stores are trying to. Distinguish themselves from their rivals by having a big name attached to an exclusive product line JC -- also has Polo Ralph Lauren line so -- all. Trying to go this way -- good luck to her ms. Crawford the I know your work Valerie -- fan."

" I am especially after that people magazine. Shoots and lose the front page of the New York Daily News so yes my heart lies with Valerie. That's at hand yes one day at a time we'll take it -- I'm -- want to dip into the mailbag am sure. Let's go there. -- Time now for the virtual mailbag. In a previous show we talked about of mortgages and how you could have biweekly mortgages and tried it. Sort of cut down on the costs and Ed from San Diego writes this segment we did. Was truly convoluted and needlessly complicated. He says biweekly mortgages pay off faster simply because you make a -- payment every other week at 52 weeks a year that's -- six half payments. The equivalent of thirteen monthly payments instead of the usual twelve are you following this folks. Well it's dirt simple according to add all he had to do to. To do this without paying junk fees. Is to convert simply eight point 3% of Europe monthly mortgage payment. And are you following this over there okay. There will be a test later OK -- from Ed in San Diego and Allen from Los Alamos to Mexico writes I was pretty stunned. By our segment on mortgage payments. He goes on to say that the photos for advice he thinks that the average person out there can't save. Enough money. He thinks he should simply pay -- 112 of the payment extra each month if you're looking to get ahead on year mortgages. If you want to write this MarketWatch radio and his roommate Yahoo.com. And you still lake over I am still here I'm okay. Major League Baseball one other thing to lose its launching its new season right so what team is scoring with fans. According to branding expert Robert pastor got the Red Sox are number one. When it comes to fan loyalty as measured by pure entertainment. Authenticity bonding with fans and history also -- the Phillies. Yeah and yet your Phillies fan -- Europe. Outside earth and then being on the Red Sox and Phillies the Mets and yankees. At the bottom. Marlins. Their from Florida. Yeah the Mariner's nationals Rockies Rangers royals Orioles and pirates. And so I guess the Red Sox continue to be. King of the hill there and the Phillies because of the World Series -- are you doing better bringing fans and in. You know establishing a better basement that so sounds good and you are Phillies -- correct yes. Okay you can watch every game this season on DirecTV probably not now. Folks if you want to write us about how you think your baseball team is doing. Or anything else for that matter. MarketWatch radio newsroom like Yahoo.com that's market launch. Radio newsroom at Yahoo.com. Our thanks and -- for joining us in putting up. With everything and is always a pleasure to have you here glad to be here and I'm John -- until next time CNN."